Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.


Which policy covers Chris' golf clubs stolen from Tommy's car?

  1. Tommy's HO

  2. Tommy's auto

  3. Chris' auto

  4. Chris' HO

The correct answer is: Chris' HO

This is because Chris' HO policy covers personal property, including his golf clubs, even if they are stolen from someone else's car. Option A is incorrect because Tommy's HO policy would only cover damage to his own car, not Chris' golf clubs. Option B is incorrect because Tommy's auto policy only covers damage to his own car, not stolen items. Option C is incorrect because Chris' auto policy only covers damage to his own car, not stolen items. Therefore, Chris' HO policy is the most suitable coverage for his stolen golf clubs in this scenario.