Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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What should an adjuster do to settle a third-party liability claim of an injured minor child under Florida law when the settlement amount does not exceed $15,000?

Settle with both parents of the injured child
Only settle with one parent
No need to settle with parents, just the court
Refer the case directly to Circuit or County Courts

The correct answer is: Settle with both parents of the injured child

An adjuster should settle the third-party liability claim with both parents of the injured minor child under Florida law when the settlement amount does not exceed $15,000. This is because in Florida, both parents have equal rights and responsibilities for their child, and settling with only one parent could result in the other parent bringing a separate claim. Additionally, there is no need to involve the court for a settlement amount under $15,000, and referring the case directly to Circuit or County Courts may result in unnecessary delays and expenses.