Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

What constitutes Property Damage (PD)?

Physical damage to the property only
Physical injury to tangible property, including loss of use
Mental stress due to property loss
Financial loss due to property damage

The correct answer is: Physical injury to tangible property, including loss of use

Property Damage (PD) refers to physical damage to tangible property, including loss of use. This includes physical injuries to the property itself as well as any loss of use or functionality. Option A is incorrect because it only mentions physical damage to the property, without including loss of use. Option C is incorrect because it mentions mental stress, which is not included in the definition of PD. Option D is incorrect because it only mentions financial loss, without specifying that it is due to property damage. It is important to note that PD does not cover mental or emotional damages, only physical damages.