Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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The coverage that provides Liability, Medical Payments and Uninsured Motorist for a named individual who does not own an automobile is?

Extended Non Owned
Driver Other Car
Named Non Owned
Extended PIP

The correct answer is: Named Non Owned

Named Non Owned provides coverage for an individual who does not own a car, which includes Liability, Medical Payments, and Uninsured Motorist coverage. This is a common option for individuals who frequently borrow or rent vehicles. Option A, Extended Non Owned, does provide coverage for the named individual but only for Liability and Uninsured Motorist, not Medical Payments. Option B, Driver Other Car, provides coverage only for Liability and Medical Payments, but does not include Uninsured Motorist coverage. Option D, Extended PIP, provides Personal Injury Protection coverage which applies to the individual regardless of fault, but does not include Liability, Medical Payments, or Uninsured Motorist coverage. Overall, Named Non Owned is the most comprehensive coverage option for an individual who does not own a car.