Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Insurance is considered a contract of a personal nature because:

Conditions
Adhesion
Indemnity
A personal nature

The correct answer is: A personal nature

Other options are incorrect because - Option A: "Conditions" are provisions that must be fulfilled in order for the contract to be valid, but it does not relate to the personal nature of insurance. - Option B: "Adhesion" refers to a type of contract where one party has more power than the other and can dictate the terms, but it does not explain why insurance is a personal contract. - Option C: "Indemnity" means protection against loss, but this does not explain why insurance is personal in nature.