Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

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In what capacity do Independent Adjusters work?

  1. Salaried by insurers

  2. On a fee-plus-expenses basis

  3. Offer services on a fee-for-service basis

  4. As salaried employees of adjustment bureaus

The correct answer is: On a fee-plus-expenses basis

Independent adjusters are self-employed and select clients on a fee-plus-expenses basis. This means they are paid by clients on a per-service basis, receiving a fee in addition to expenses earned while working for that client. Options A, C, and D involve a direct salary payment instead of a separate fee. This would require employers or bureaus to pay for expenses, which is typically not the arrangement or practice for independent adjusters.

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