Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

Practice this question and more.

How is an Occurrence defined in insurance terms?

Any lawsuit filed against the insured
An accident, including continued or repeated exposure to the same harmful conditions
A planned event
A natural disaster

The correct answer is: An accident, including continued or repeated exposure to the same harmful conditions

An occurrence in insurance terms is defined as an accident or event that causes damage or loss, including continued or repeated exposure to harmful conditions. Option A is incorrect because an occurrence is not limited to just lawsuits, but can also include accidents and other events. Option C is incorrect because occurrences are typically unexpected and not planned. Option D is incorrect because an occurrence does not have to be a natural disaster, but can include a variety of other events such as accidents or injuries. Therefore, option B is the most accurate definition of an occurrence in insurance terms.