Florida Insurance Claims Adjuster License Practice Exam

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Prepare for the Florida Insurance Claims Adjuster License Exam with this informative quiz. Engage with multiple-choice questions and explanations to boost your understanding and confidence for the official exam.

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An employee of ABC Financing altered and cashed a check for $2000. The loss is payable under which insuring agreement?

  1. A. No coverage

  2. B. Robbery Inside the Premises

  3. C. Forgery or Alteration

  4. D. Employee Theft

The correct answer is: D. Employee Theft

Employee Theft is the correct answer because it covers losses resulting from theft or fraud committed by an employee. This includes cases where an employee has altered and cashed a check. Option A is incorrect because it states there is no coverage, which is not the case with this scenario. Option B, Robbery Inside the Premises, is incorrect because it only covers theft or damage to property inside the insured premises, not fraudulent acts. Option C, Forgery or Alteration, is incorrect because it only covers losses due to forged or altered documents, not employee theft.

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