Florida Insurance Claims Adjuster License Practice Exam

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What does a Business Auto Policy insure?

The health and safety of employees at work

The automobile exposures of businesses

A Business Auto Policy is a type of commercial insurance designed to cover a business's automobiles. This includes company-owned vehicles, as well as any vehicles leased, hired or borrowed by the business. B is correct because it specifically mentions the automobile exposures of businesses, whereas A, C, and D all refer to other aspects of a business that are not covered by this type of insurance. A is incorrect because it mentions employee safety, which would be covered by worker's compensation insurance. C is incorrect because it mentions building and content, which would be covered by property insurance. And D is incorrect because it mentions professional liability, which would be covered by professional liability insurance. Therefore, the correct answer is B.

The building and contents of a business

The professional liability of business consultants

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