Florida Insurance Claims Adjuster License Practice Exam

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Question: 1 / 50

In the context of insurance, what does 'primary' refer to?

Initial insurance application

Policy that pays first when multiple policies apply

In the context of insurance, 'primary' refers to the policy that is responsible for paying claims first when there are multiple policies that cover the same risk. This means that, in case of a claim, the primary policy will be the first to provide coverage and the other policies will only come into effect if the primary policy's coverage limit is reached. This differs from the other options as A refers to the application process, C refers to coverage level, and D refers to a specific individual designated to receive benefits.

Basic coverage option

Primary beneficiary designation

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